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Student Loans

Everything You Need to Fund Your Degree, Without the Financial Stress

Our banking partners cover up to 90% of your course fees, so you focus on learning today and pay back comfortably as your career grows.

Near-Full Fee Financing

Up to 90% of your total course fee funded directly by the bank. So you start with minimal out-of-pocket costs.

Fees Paid Straight to Campus

The bank handles your semester payments directly to Lyceum. No juggling invoices or missing deadlines.

Study Now. Settle Later

Pay only the interest during your degree years. Scale up repayments only after you start earning.

Exclusive Discounts

Lyceum's special discount is part of your 10% share benefit, applied directly to qualifying students.

Student Loan — Lyceum Campus

Find the Loan That Fits Yours

Hatton National Bank

HNB Education Loan

90%

Bank Covers

Coverage 90% of course fee
Your Share 10%
Disbursement As you wish (semester / monthly or upfront)
Interest Charged On Disbursed amount only
Age Range 18 – 65 years
Joint Borrower Parent, family member, care giver or guardian
Multiple Parties Negotiable
Repayment Period Up to 12 years (144 months)
Max. Grace Period Up to 5 years (60 months)
Grace Period Covers Course period + additional 6 months
During Grace Period Fixed interest only (Only interest payable during study period)

Required for all applicants

Lyceum campus offer letter, Student NIC

For salaried core borrowers

NIC, Three latest salary slips, Company service letter

For business core borrowers

Business registration, latest six month bank statements, NIC

Sampath Bank

Sampath Study Smart

80%

Bank Covers

Coverage 80% of course fee
Your Share 20%
Disbursement As you wish (semester / monthly or upfront)
Interest Charged On Disbursed amount only
Age Range 18 – 60 years
Joint Borrower Parent or legal guardian
Multiple Parties Subject to approval
Repayment Period Up to 8 years (96 months)
Max. Grace Period Up to 3 years (36 months)
Grace Period Covers Most of course period (up to 3 years)
During Grace Period Fixed interest only (Only interest payable during study period)

Required for all applicants

Lyceum campus offer letter, Student NIC

For salaried core borrowers

NIC, Three latest salary slips, Company service letter

For business core borrowers

Business registration, latest six month bank statements, NIC

How Much Will You Actually Pay?

Example based on 4 years of LKR 1,150,000 course fees

Fee Breakdown - Out of LKR 1,150,000, the bank funds 90% and you cover just 10%.

90% Paid By the Bank - LKR 990,000
10% Paid By the Student - LKR 110,000
Course FeeLKR 1,150,000
Lyceum Special Discount− LKR 50,000
Bank Loan (90%)LKR 990,000
You Pay OnlyLKR 110,000
Monthly Repayment Per Semester

* Only interest is charged on the cumulative loan balance each semester.

* Disclaimer: Repayment values will change based on market interest rates (above rate is only an example) and the amount of loans obtained from the bank

Semester 1LKR 1,341
Semester 2LKR 2,686
Semester 3LKR 4,023
Semester 4LKR 5,364
Semester 5LKR 6,705
Semester 6LKR 8,046
Semester 7LKR 9,387
Semester 8LKR 10,728

Start Your Journey with Lyceum Campus Today!